Don’t Let Your Dental Benefits Expire!

It’s hard to believe that we are nearing the end of the year already! Time has certainly gone by fast. Life is busy – we get it and often times we’re so focused on looking after other people in our life that we can sometimes forget to take care of ourselves and our oral health. That’s why at this time of the year we like to remind people that most insurance plans have a calendar year maximum and deductible period, and insurance maximums do not roll over from year to year. This means that if you have unused benefits at the end of the year, you lose them. Many people also participate in a Flexible Spending Account or Health Savings Account with your employer as well. In most cases, any benefits left in these accounts at the end of the year are lost. These are benefits that you have already paid for! (more…)